In this troubled economy, most of us are more than a little bewildered about how to invest our savings.  In three workshop programs sponsored by the Friends of the Dublin Library, you will get investment advice from financial planning specialists.   These programs are all free of charge and will be held in the Dublin Library Program Room, beginning at 10:30 a.m. on the following dates:

Saturday, March 7th:  Retirement:  Dream or Delusion?  Learn how to protect your asets for retirement with independent financial services professional Kit Batina.  Ms. Batina will discuss strategies to ensure that you do not outlive your income, protection against long-term care expenses without paying an ongoing premium, new rules for Medi-Cal coverage for nursing home care, when to start taking Social Security, reverse mortgaes and more. 

Saturday, April 25th:  Risk & Volatility:  Investing in Turbulent Times.  Financial planner Kapil Bhatnagar offers a clear and straightforward discussion of the risks and volatility of various types of investment and strategies for managing risk in today’s turbulent times.   He will also review the performance of different classes of investment in past economic and market downturns and recoveries. 

May 9th:  Managing Your Money.  Financial literacy consultant Otis Ward discusses managing personal finance, budgeting and credit.  Mr. Ward will focus on financial planning, self-sufficiency and the responsible use of credit.  Following the workshop, you can sign up for a free one-on-one counseling session between the hours of 10 a.m. and 4 p.m. in Hayward (Monday through Thursday) or at the Fremont Family Resource Center on Fridays.