Having trouble keeping up with your mortgage payment?  Have you received a notice from your lender asking you to contact them?  Answers to these questions and much more are available at the U.S Department of Housing and Urban Development website at www.hud.gov . 

The site also offers tips for avoiding foreclosure at  www.hud.gov/foreclosure/index.cfm .  HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages.  By clicking on  www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm , one can select a list of agencies for each state.

There is a Hope for Homeowners Program fact sheet  www.hud.gov/fha/home080730.cfm  which the President signed into law to continue FHA’s efforts to provide aid to struggling families trapped in mortgages they currently can’t afford.

Other related links include :